What is Asian Link Finance Corporation?
Jordan Jr. is the owner of the Asia Link Finance Corporation. This company offers a wide variety of loan products such as auto loans that helps many Filipinos to take away a little portion of their problem. This lending company has a unique service that allows customers to qualify for a loan even though their cars were made from 2005.
Asian Link Finance Corporation is one of the examples of financial institutions who adopt and embrace the presence of technology which enables the user to apply credit easily. This company is promising and one of the popular financial institutions in the Philippines because they have fast and easy financing services.
Asian Link Finance Corporation financing, how does it work?
Applying in Asian Link Finance Corporation is just a piece of cake. They have an online platform which allows the potential borrower to apply for a loan within a span of minutes. This company made their name as leading online financial institutions within the Philippines. They ensure that they provide the best quality of services as well as payment terms and conditions.
When it comes to auto loans, Asian Link also provides better options. Customers can choose whether they want to get a brand-new car or avail auto loan for a used one. For a brand-new car, with a minimum of 1.5% interest, you can now enjoy the life of having a car regardless of the reason why you purchase it.
When we talk about a used car loan, the interest rate will also be a minimum of 1.5%. Likewise, monthly amortization will not be a problem because they offer different payment terms that can work well in your case. Down payment is also available in their service for as low as 30%.
How much does Asian Link Finance loans?
Asian Link Finance loans can go from 20,000PHP up to 250,000 PHP depending on the details of the vehicle you want to get.
As well, the interest rate in Asian Link Finance Corporation among all the loans they offer can be as low as 1.5% up to 4%. They also give an option to pay back a loan in a flexible way as well as provide payment conditions that are surely beneficial to the consumers.
For reference, you can use their online loan calculator for an accurate amount of repayment. The amount varies depending on the combination of loam terms and amounts.
Is Asian Link Finance legit?
Definitely, yes. Asian Link Finance is a legit financial institution that offers a wide variety of loan services. Here is some proof to ease your mind and heart and give your full trust to this institution.
First and foremost, any financial institution who wishes to operate in the Philippines must comply with the laws and regulations stated by the government. Those institutions are required to register their business with the SEC (Securities and Exchange Commission).
Based on the data from the official website of SEC, Asia Link Finance Corporation is their business name having a registration number which is A199711768. Providing this data means that this financial institution followed the rules and regulations making them a legit lending financial institution.
How long does it take to have the money?
In this lending company, their mission is to make the application of loans more convenient to the consumers. So, having the money will not be a problem as long as you comply with their requirements. In just 1 to 3 business days, your application will be reviewed and the money you apply will be given to you.
Benefits of Asian Link Finance Corporation
Of course, if you are planning to apply for a loan, you will want to know the benefits that the company offers. One of the benefits that Asian Link has is its requirements. They need fewer documents compared to other banks. Another one is the fast transaction that they have. In just a span of 20-30 minutes the application for your loan will be approved providing the right documents. Lastly, they used the advancement of technology which technically means that they can avoid human errors.
How to apply for a loan?
To apply for a loan in Asian Link Finance, the first thing you need to do is to visit their official website anytime of the day, www.asialinkfinance.com.ph . Next step is to select new application and after that fill up the necessary information needed such as “what is your source of income?” “What loan are you applying for?” and some basic information about yourself. Last step is to check the box below which means that you agree on the terms and conditions and accept the privacy policy of this institution. Sit back and relax, because after successfully filling up the application form, an employee will call you and discuss the result of the application. Fast and simple, right?
You can also visit the nearest branch at your place and bring the necessary documents, this will help you create a faster process in your loan application.
I know that you might be curious about their requirements to apply for a loan. Here is the list.
Requirements:
- Age from 18-55 years
- Government issued ID (Including pay slips, COE, ITR, company ID, DTI – if self – employed and TIN ID)
- Additional Documents (Professional license for practitioners)
- Documented proof of income
- Latest picture of Vehicle
- Accomplished loan application form
It is up to you to decide which payment channel works best for you. Just make sure to pay for your obligation on or ahead of time to avoid additional charges.
How do I pay the loan?
Asian Link Finance provided many options and ways to pay back your loans. You can consistently pay for your loan through the following channels:
- Cebuana Lhuillier
- M Lhuillier
- Bayad Center
- Robinsons Bank
- Banco De Oro (BDO)
- Rizal Commercial Banking Corporation (RCBC)
- Asia United Bank (AUB)
- EastWest Bank
- UnionBank
- Paymaya
- G-Cash
- ECpay
- 7-11
- TrueMoney
What happens if I can't pay?
Lower credit score is one of the consequences of not paying your loan on time. It can affect your future application because it serves as a benchmark and if your history proves that you are not consistently paying your loan on time, it indicates that you are a bad payer. Being a bad payer can surely affect your future loans and maybe when you need it the most, you will become disqualified.
So, making sure to pay on time and borrowing money that you can reimburse will be a big help for the future.
Asian Link Finance Customer Service
I know that you might be wondering how to contact them. You can reach them through the following services channels:
Phone Number
- Globe: 0917-847-3639
- Smart: 0908-886-8780
Email Address
You can also visit their online platform such as their website www.asialinkfinance.com.ph to inquire and ask you concerns. Don’t be shy and afraid to express your queries, always think that this will help them to do better for their customers as well as to improve their company.
Asian Link Finance right now established 93 branches across the Philippines. Because they offer a wide variety of loans, consumers find it convenient to apply in this financial institution making them a leading lending company around our country.
Asian Link Finance Corporation Reviews and Complaints
Although Asian Link Finance is one of the promising lending companies, they also received negative comments such as the complaints of the customer. One of the complaints they received was from the user named Yessa, she said that Asian Link Finance has the worst customer service, and she won’t recommend this since Asian Link Finance is too greedy when it comes to penalties.
On the other hand, one of the positive reviews from Lyn Ilagan Vera who is the top 2 Loan Consultant stated that Asian Link gives them hope especially in financial problems. It serves as a way to have a brighter future.