What is Binhi?
Binhi Philippines is one of the reliable financial credit institution in the Philippines that provides personal loans. They have been providing financial assistance to their customers for years now. They have a large network of retail banks, lending partners, and in-house financing experts who can provide the best loan to the customer.
With the help of Binhi Philippines, you can get an unsecured personal loan with ease. All you need to do is fill out an online application, and you'll be able to get approved for a loan in a couple of hours. They are also one of the few local financial institutions that have been recognized as a leading credit provider by the Philippine government. They offer personal loans with flexible terms and long-term loans.
Binhi loan, how does it work?
The Binhi loan process is straightforward and does not require any collateral. Employees of Binhi are in charge of the loan application process and the final approval is given by a member of the company. Approved applicants are given an amount of time that is not more than 30 days to settle the loan. After the loan is settled, the interest is calculated on a daily basis. The loan can be settled in lump sum or monthly installments.
Interest rate
The interest rates can be between 5% to 10% but it offers 0% introductory rate. Even with the low interest rates, Binhi Philippines is a trusted and proven financial institution with lots of customers.
Is Binhi loan app legit?
Unfortunately, Binhi Loan App is not registered to Securities and Exchange Commission. So make sure that before signing into anything, you know what you are getting into and you reviewed the terms and conditions carefully.
How much is the Binhi loan?
Binhi Loan App allows you to borrow up to PHP 20,000. The minimum amount you can borrow depends on your eligibility and some criteria.
Is Binhi loan app registered?
No, Binhi Loan App is not registered to Securities and Exchange Commission. With that, it’s hard to trust the former because they don’t have any necessary permit to operate.
Binhi loan app benefits
- The convenience of the Binhi app has allowed many people to get a loan quickly and easily;
- This has been a great way for people to access credit without the need for a credit card or loan application;
- The main benefit of using the app is that Binhi does not have to be repaid for 180 days;
- This makes it a very attractive option for those who need money for daily expenses such as groceries or school supplies;
- People who do not have a credit history or have had loans rejected in the past are also given the opportunity to borrow from Binhi;
Binhi loan, how to apply?
Binhi Philippines is a full-fledged lending company in the Philippines that provides personal loans to its customers. Loans are processed within 24 hours. To apply, you can download the app and fill out the loan application or call their customer service hotline. If you have a good credit score, you will have no problem getting approved for a loan.
Requirements
You have to have a valid IDs issued by the government of the Philippines to be able to get a loan from Binhi Philippines. Some other documents for verification processes may also be required.
Binhi loan, how to pay?
You can repay your Binhi Loan through 7/11, e-wallets, payment centers, Robinsons bank, online banking, and other over the counter transactions.
What happens if you can't pay?
In case you can’t pay your loan from Binhi Philippines, you have to pay their late payment penalties and the will be a high possibility that you won’t be prioritized on your next loan.
Binhi loan app
Binhi Philippines launched a personal loan app, which is now available for everyone with just a few taps on the mobile device. With the Binhi Philippines personal loan app, you can increase your financial capabilities at a cost.
App download
If you wish to download Binhi loan app, go to this link .
Binhi loan app, customer service
In case you wish to file a complaint or look for any updates on your loan, you can contact customer service of Binhi Loan app through the following contact information:
Hotline
Binhi Philippines doesn’t have any hotline, but you can call or message their phone number at +63 945 562 1950.
Binhi loan app, harassment and complaints
- Many people find themselves in financial emergencies but don't know what to do.
- People turn to loan providers like Binhi Philippines for a quick loan. But, Binhi Philippines is not a legit loan provider. Not only are they not a legitimate provider of loans, they are also not a legitimate company and is not registered in SEC.
- If you have been considering using Binhi to get a loan, then use caution and do not use their services.
Binhi loan app, reviews
Binhi Philippines has come under fire for causing tons of harassment to their borrowers. The company has also faced complaints from people who have received loans from them.
Have you used the Binhi loan app? Share your experience here.