What is Binixo?
Binixo is a leading online Filipino personal loan provider. They provide loans to anyone at any age and status. With just a few clicks, you can choose a loan from a range of options, from 5,000 to 25,000 pesos.
Moreover, Binixo Philippines offers a digital loan within minutes. It is ideal for people who need money for any reason, any amount and who want a quick and hassle-free loan application process. It is also ideal for people who want to borrow from reliable lenders and who want to avoid the hassles of going through banks and other traditional lending institutions.
Binixo loan, how does it work?
Binixo loan is the easiest loan to get. You can get a loan for up to PHP 25,000 within minutes for only 0.01% interest a day. Binixo is a loan platform that allows people to seek for financial assistance for their business or personal needs. The company is backed by a team of experienced and qualified professionals with extensive experience in wealth management, financial services, and technology.
Loan interest rate
The interest rate of Binixo Loan is 1%. However, you have to keep in mind that this APR is charged every day so if you want to maximize their loan term of up to 30 days, you have to pay an interest rate of 30% on top of your loan.
The good thing is you can get a loan from Binixo for as low as PHP 1,000 and you can repay it within 3 days – amounting to 3% interest rates.
How much does Binixo loans?
Binixo allows you to get a loan for as low as PHP 1,000 up to PHP 25,000. This is considered relatively average to excellent loan amount knowing that Binixo doesn’t require complicated eligibility.
Is Binixo loan legit?
Yes. Binixo is legit and has been offering loans for quite some time now. Moreover, they also have license from the national authority to operate as a financial tool for many Filipinos who need money right away.
How long does it take for the money to arrive?
The application for Binixo loans can take as little as 5 minutes and the money after approval can arrive on your bank in just 15 minutes. With that, Binixo has been considered as one of the financial tool that offers fast loans to Filipinos.
Binixo loan benefits
Binixo gives you the chance to borrow a small, medium, or large amount of money, with flexible terms. That means you can repay it at your own pace, but if you need more time, you can extend the loan. The application process is also as easy as it gets, and the loan is guaranteed to be approved.
Furthermore, Binixo offers a wide range of loan options to help you achieve your goals. Its flexible loan amount options make it easy to apply for a loan when you need it and get the most out of it.
How to apply for a Binixo loan?
To apply for a Binixo loan, just go to their website or download their mobile app. Let them know how much money you want to borrow as well as you preferred repayment terms. After that, fill out an online application form and tap ‘Continue’. Choose the lender you desire and read all the terms and conditions associated. Finally, sign the contract and wait for your money to arrive on your bank account in no time.
Requirements
The requirements for Binixo loan are:
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Primary or secondary ID
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Credit card
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Your proof of income and employment
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Stable job or income
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Age between 18 to 60 years’ old
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Valid residential address
Application form
The application form of Binixo consist of your name, birthday, email, and mobile phone. Just make sure that you know all your preferred loan amounts and repayment terms before going through the process. To access the application form, you can click this link.
How to pay for the Binixo loan?
To repay your loan, you can do an online bank transfer or over the counter transaction as long as you have the reference number and exact payment. Binixo also allow e-wallets such as Gcash or PayMaya. To know more, make sure to review all the terms and conditions before signing anything.
What happens if I can’t pay?
In case you can’t repay your loan to Binixo, there’ll be a high chance that you won’t have any opportunity for a second loan from the app. You may also pay a late payment fee or default fee which can be hefty.
Binixo App
Binixo loans are designed to provide a convenient and easy way to get small loans for everyday needs. When you apply for a loan, you will have to fill out an application form. This form will ask you for your personal information, but it will also ask for the loan amount you are requesting. You will be asked for more information about why you are asking for the loan, and you also have to upload a recent photo of you to show your identity.
Furthermore, Binixo is an online platform for lending money, peer to peer loans. It is a marketplace for loans and their transactions are monitored by the users' social credit score.
Binixo, customer service
If there are any concerns or inquiries you wish Binixo to answer, you can contact their customer service representatives through the following:
Email address and contact number
info@infinsa.com | +36202114538
Binixo loan, reviews
Binixo is a marketplace for online loans. The platform was created by a group of entrepreneurs with the goal of helping Filipinos to borrow money. The platform offers competitive rates, with a shorter loan disbursement time than traditional lenders – a reason why it has been in the market for quite some time now and is loved by many.
Have you used the Binixo loan? Share your experience here.