What is Crezu PH?
We all know that borrowing money is not an easy task and you certainly need a helping hand whenever you are deciding which loan is the best that suits your needs. And if you have more information about the loan, you can save a lot of money from interest rates charges and make better decisions about debt.
With Crezu, you can search for a personal loan and compare it to other loans available to you. This site will filter loans based on your criteria, amount you wish to borrow, and the reimbursement period you desire.
Crezu loan, how does it work?
If you want to get quick money and on the best possible terms, Crezu will satisfy your financial needs. It works just by three simple steps:
- First, you have to fill out a form that usually takes 5 minutes to finish. Crezu may also require you to prepare an ID.
- Next, they will evaluate your application and the information you shared.
- Once done, Crezu will compare hundreds of loans in the country and provides you the best that fits your needs. Kind of like a perfect matchmaker.
You can receive the money online or in a branch. Whichever’s the most convenient.
How to apply for a Crezu loan?
As what mentioned earlier, applying in Crezu is easy. It takes 5 minutes of your time with just three simple steps. Because of their intelligent system, borrowers like you will be able to pick the best loan for your needs.
Requirements
There are only two things you need to apply for Crezu:
- First, is the personal information you need that matches the valid ID you will present.
- Second, a primary and valid ID.
Interest Rates
Since Crezu only works with the lenders that offer the best loans in the market, the interest rates are depending on the terms you agreed with the lender. But if you wish to know the interest rates quickly, Crezu can give you a quote for the loan you wish to borrow in just a few minutes.
Moreover, the reasonable and minimum interest rate in Crezu is 1.5% per month to 30% a year. Again, this still depends on the lender and is calculated according to the reducing balance that you want.
How much does Crezu loans?
Crezu is just a site that finds the best loans under the circumstances of borrowers. Meaning, the amount you wish to borrow is not dependent on Crezu. It’s still contingent to the loan you choose through Crezu’s system. However, one thing is for sure, Crezu’s partnered lenders can offer loans as low as PHP 1,000.
Is Crezu legit?
Crezu is not under the regulation of Securities and Exchange Commission. But you don’t have to worry since this site doesn’t charge fees to borrowers who just want to find the best loan for them.
How long does it take to receive a loan?
The number of days and processing period needed to get a loan is depending on the type of loan, financial intermediary, amount of the loan, and reimbursement period you chose. Crezu is not reliant to know how long it can take since they are just a mediator that helps you to find a loan.
Crezu Benefits
With Crezu, it will give you a hassle-free experience of finding a loan. Its benefits are perfect for those borrowers who wants easy access to money and need quick cash. In just a 5-minute application, Crezu got all the information you need including a swift calculation of your interest rate.
How to pay Crezu loans?
Crezu doesn’t charge any transaction or processing fees so you won’t have to worry paying any. As to the loans you chose through Crezu, any lender or financial intermediary requires you to pay on their different disbursement partners. The usual disbursement partners are 7-eleven, Cebuana Lhuillier, and Robinsons Bank.
What happens with an unpaid loan?
The penalties and late payment charges also hangs on the lender, loan, and its term & agreement you chose. So make sure to read and clarify everything before signing the contract.
Crezu app
To give borrower a hassle-free companion that looks into the best loans that fits their need, Crezu created an all-in-one mobile application. If you want to download it, just click this link: https://apkcombo.com/crezu-esp/com.mobincube.crezuespana.sc_5B13Q2/ .
Crezu, customer service
If you want to raise a concern or contact Crezu, kindly refer to the contact information stated below:
Hotline
Unfortunately, Crezu doesn’t have any Hotline number since it’s a branded company of Fininity which is located in Estonia.
Contact Number
Crezu doesn’t have any contact numbers but you can go to their website for more information. Just click this link https://crezu.ph/ for the Philippine Market and https://crezu.com/ for the other countries available.
Email address
If you want to raise your concern, you can send an email to clients@crezu.ph .
How to login?
Logging in on the Crezu app is relatively easy. You can start by entering the credentials you provided upon registration and click Submit.
Crezu complaints
As of now, people are grateful and doesn’t have any complaints about the service of Crezu. The word of mouth says that there are just times that the app is down and you can’t cancel a loan the borrower availed through the Crezu app.
Crezu Reviews
As a lot of people now are looking for affordable loans to help fulfill emergency or other financial needs, Crezu is here to give you the service you can’t get from any other online loan marketplace. In just a simple registration, your financial worries will be solved. Thanks to Crezu.
Have you used the Crezu loan? Share your experience here.