DiskarTech Loan App Review: Verification Process, Earn Money - Is Legit?

DiskarTech Loan App Review: Verification Process, Earn Money - Is Legit?

What is DiskarTech?

DiskarTech is a digital bank account in the Philippines that provides various financial inclusion services like loans. DiskarTech is available in RCBC, and it offers 24/7 customer service, a mobile app and e-wallet. For those who are furthest from financial inclusion, DiskarTech offers a loan with the most average interest. Moreover, the company is one of the few who have successfully pushed the digital banking industry to the Philippines.

DiskarTech loan, how does it work?

DiskarTech is an online personal loan provider. It offers loans to Filipinos who need money for various reasons. It operates in the same way as any regular loan provider. A loan can be used for any type of personal need as long as it is for an average Filipino wage-earner.

It is a 100% online application process that is quick and easy. This process allows you to get your loan within as fast as 3 business days. In order to apply to a DiskarTech loan, you first need to register your account with the app available for download. If the application is approved, you will then be asked to complete the loan agreement electronically. The loan agreement will need to be signed and submitted to the company.

Interest rate

The interest rate available with Diskartech depends on the loan amount you prefer but it ranges from 1.3% to 2.5% a month. Meaning, you have to ensure the amount first before you can get the exact APR available on your loan.

Personal loan

With DiskarTech Philippines’ personal loans, you can get a loan of up to PHP 10,000 for any purpose. There’s no need to provide collateral. You can use this loan to start a business, pay off your credit card debt, or even buy a new property. You can get your loan approved within 24 hours and pay it back with an interest rate of 3% per annum or more.

Cash loan

A cash loan borrowed from DiskarTech Philippines can be used for anything you want, as long as you can repay the loan on time. You can use the money for anything from buying a new laptop to buying groceries.

Is DiskarTech legit?

DiskarTech is a company that offers loan and digital bank services and is a subsidiary of RCBC Philippines. As a new company, DiskarTech Philippines is obviously not as well-known as other online bank companies. But, it is legitimate and has been in operation for a while.

How much is the DiskarTech loan?

DiskarTech offers a personal loan of PHP 15,000 or up to as much as PHP 1 million. This is perfect for single family needs or those with small to medium enterprises that needs capital.

Is DiskarTech loan app SEC registered?

Yes. DiskarTech is SEC registered especially that they are a subsidiary of RCBC.

DiskarTech loan app benefits

The DiskarTech Philippines app is a great way to get a loan up to 1 million pesos. It was created to help alleviate the financial burden of the common Filipino. The app is easy to use, and you don’t have to have much collateral. You can get a loan in as little as 24 hours, and the entire process is done online.

Filipinos who have been struggling with their finances would be able to use this app to get a loan, and it will help them get back on their feet.

DiskarTech loan, how to apply?

In order to apply for a loan, you will need to download the DiskarTech loan app. The application process is free and easy to complete. You only have to answer a few basic questions to successfully apply for a loan. The loan app is available on the App Store and Google Play Store.


A valid ID is needed to be eligible for a loan with DiskarTech. Once you have that, an online application form is also required to be filled out.

Verification process

The DiskarTech loan verification process is quick and easy! It can be done as soon as you apply for a loan. To verify your identity and verify your loan, you just need to provide your ID and a valid email address. Your loan will be approved quickly.

How to get a referral code?

To get a referral code from DiskarTech, you need to sign up or log in. Then, you need to find the "refer a friend" tab on the app. There is a form on the page where you can share your referral code.

DiskarTech loan, how to pay?

DiskarTech offers personal loans that can be repaid through online banking. To make a payment, all you need to do is login to your online banking account, click on the DiskarTech account, and make a payment.

Payment through 7/11 CLIQQ, over-the-counter payments, and pawnshops are also available.

What happens if you can't pay?

If you have difficulty repaying your DiskarTech loan, you will be charged a late payment penalty. This is a percentage of your outstanding balance.

DiskarTech loan app

You can download the Diskartech loan app through the following:

App download

  • Available in Google Play Store and App Store.

Official Website

  • DiskarTech doesn’t have any official website but you can reach out to their Facebook accounts.

DiskarTech, customer service

If you have any concerns regarding the loan, you can reach to DiskarTech through the following contact information:


  • help@diskartech.ph

DiskarTech, review

Many Filipinos find the DiskarTech as a convenient way to get a personal loan. It is because of the convenience of the process and the low interest rates that they make use of the website. With this company, their customers can get a personal loan without having to worry about the credit history. Their customers can apply for a personal loan on their website.

Have you used the DiskarTech loan app? Share your experience here.
Christine Joy Cruz

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This article was updated on 29 december 2022