What is Flexi Finance Asia Inc?
Flexi Finance specializes in consumer financing and was established in Cebu City, Philippines last 2015. Their aim is to provide accessible and affordable loans to Filipinos, as well as fair consumer financing to the Philippine market we currently have. By focusing on this air, Flexi Finance Asia Incorporated delivers liquid resources to the people in order to help them fulfil their day-to-day needs.
Flexi Finance cash loan, how does it work?
Flexi Finance offers cash loans to borrowers with good payment histories and credit scores. Especially those people who are known to repay the loan according to the given time frame and interest rates. Before qualifying on a Flexi Finance Cash Loan, applications are reviewed and their automated systems will select those who are qualified. Once done, the qualified borrowers will then receive a text message saying they can get a cash loan in Flexi Finance available on any of their branches.
Requirements
The requirements of Flexi Finance cash loan are the following:
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Two valid IDs (SSS, TIN, voter identifier, passport, driver’s license).
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Resident of the Philippines
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3 months’ employment
Interest Rates
The interest rates charged by Flexi Finance Inc. is depending on the amount you borrowed. More so, you don’t have to worry about surprise charges as the website itself portrays a Loan Calculator that will compute your monthly reimbursement according to the amount borrowed, repayment period, and interest rate.
How much does Flexi Finance loans?
Flexi Finance Cash Loans lets you borrow up to PHP 20,000 with minimal interest rates. You can also use Flexi Finance Inc., in other agendas such as buying home appliances, gadgets, and even the furniture of your dreams.
Is Flexi Finance legit?
Unfortunately, there is no indication that Flexi Finance Inc., is legit because it’s not seen on the list of lending companies or financing companies with certificate of authority from the Securities and Exchange Commission.
How long does it take to receive a loan?
Approval of application can take up to 30 minutes. After that, you will receive a text message indicating that the amount you borrowed is now on process.
Flexi Finance benefits
The benefits of Flexi Finance Cash loans are promising:
- You can shop in installments, and pay any of your reimbursement to many partnered financial intermediaries – online or not.
- The interest rates are also relatively low as compared to other traditional bank loans.
- More importantly, a customer service representative will likely to get in touch with you upon submitting your application.
Aside from these benefits:
- Flexi Finance branches are available to remote or province areas such as Bacolod, Davao, Iloilo, and CDO.
Flexi Finance Vs Home Credit
Flexi Finance Vs. Home Credit is unquestionably the same. But it varies on the interest rates charged, depending on the amount you borrowed or the appliances you bought.
How to make Flexi Finance loan payments?
A lot of disbursement mediators or centers have partnered with Flexi Finance such as M Lhuillier, 7 Eleven, PayMaya, Gcash, DragonPay, or UnionBank.
What happens with an unpaid loan?
A penalty corresponding for each day of the delay will be charged to your account. The interest rates will also continue every day until you settled the amount.
How to pay Flexi Finance using Gcash?
You can tap the “Pay Bills” icon on the Gcash app and then click “Loans”. Once done, choose “Flexi Finance”, enter your loan agreement no., your name, and the amount due. Review all the details and click confirm to pay the amount.
Payment monitoring
To give each borrower ease of use, Flexi Finance created the Flexi App where they can monitor their payments as well as the upcoming dues or unpaid loan. You can view all your system activities here and if you can borrow money again.
Flexi Finance App
As of now, the Flexi Finance App is not available on Apple Store or Google Play store.
Download
More so, you can still download free Flexi Finance App through this link: https://bit.ly/MyFlexiApp
Flexi Finance, customer service
If you wish to raise a concern about your application, loan status, or anything related to reimbursement, you may contact Flexi Finance through the following contact information:
Hotline
Their customer support team is researchable via 1.800. 353.9443
Contact Number
Unfortunately, Contact Number is not currently available to reach Flexi Finance
Email address
You can reach out to Flexi Finance by emailing their Customer Care Department at info@flexi.com.ph .
How to login?
Logging in on Flexi app can also be your way to reach them. To do this, just enter the credentials you used to register for the application.
Branches
Flexi Finance branches are available to remote or province areas such as Bacolod, Davao, Iloilo, and CDO. And to grasp more people looking for affordable loans, they are also available in Metro Manila and Cebu.
Flexi Finance complaints
The complaints about Flexi Finance are not that many. In fact, the only concern of other people is why their company is not listed on the official list of Securities and Exchange Commission for a certificate of authority.
Flexi Finance reviews
Words of mouths are saying how great Flexi Finance is. Their office is reachable, there is a mobile application to be downloaded, payment monitoring is available, and the interest rates are obviously lower as compared to time of deposits or other bank financing products.
Have you used the Flexi Finance cash loan? Share your experience here.