What is Ggives in Gcash: How to Use? How to Convert?

What is Ggives in Gcash: How to Use? How to Convert?

What is Ggives-Gcash?

Gcash Philippines is an e-wallet in the Philippines that offers various financial services. They offer a digital wallet that can be used in order to send and receive money online using an email address or a mobile phone number. Since the launch of the Gcash Philippines, the company has seen a significant growth in the number of users. The Gcash e-wallet is also used to pay for items online. For example, Gcash can be used to buy a shirt from Zalora.

GGives is a short-term loan program that’s designed to help people in need. It is a loan product of Gcash which is a digital savings platform that offers other wide range of digital financial services for their borrower’s use. GGives provides flexible repayment terms to fit every budget of Filipinos.

How to use Ggives?

You can use GGives by going to the app of Gcash and look for the icon of the loan product. The applicants for the loan are pre-approved and there are no additional requirements needed for it.

Interest rate

The interest rates for GGives is between 0% to 5.49% per month. This interest range is considered average knowing that GGives allows you to borrow at least PHP 125,000.

What is buy now and pay later?

Buy now and pay later is a strategy that lets you buy something now, but pay for it later. The idea is that you can get the item now and use it, but you'll have to pay for it later. uy now and pay later cards are often used for items that are not available for immediate purchase, such as electronics, furniture, appliances, and TVs.

How to convert Ggives to cash?

GGives is only available for payment in partnered merchants of Gcash. Furthermore, if you want to convert it to cash, you can do so by placing an order online through Shopee, Lazada, or others. Use GGives to pay for the orders and then cancel the orders once done. The cancelled orders and its amount will automatically be reimbursed on Shopee, Lazada, or any wallet of your preferred merchants. Finally, transfer those moneys on your Gcash wallet or directed to your bank.

Is Ggives legit?

Yes. GGives is legit because it is a loan product available from GCash Philippines. You may take a look at their website for further verification of their legitimacy.

How much is the Ggives credit?

You can borrow GGives credit up to PHP 125,000. However, we recommend that you only borrow what you need to avoid paying in a long term.

Ggives benefits

Financial assistance for the underprivileged has been a hot topic for the past few years. What if someone could give to the underprivileged without the need to accept any financial assistance? Ggives is a social enterprise that empowers Filipinos to take advantage of buy now, pay later, schemes. Customers can buy anything from daily essentials to high-end fashion items with Ggives.

Ggives, how to apply? How to activate?

GGives application is easy. Just download the app of Gcash, and make sure that you are pre-approved for the loan product. To activate it, just look for GGives icon, fill out an application, and wait for the approval of the company which usually take no more than a day.


The requirements for GGives are:

  • Must be 21 years’ old

  • Must be a Filipino

  • Fully Verified Gcash account

  • Have a good credit record

Ggives merchants and partners

There are so many available merchants and partners of GGives. These are; Cebu Pacific, All Home, Power Mac Center, Megaworld Cinemas, Tom’s World, SM Supermarket, Ministop, Puregold, Shell, Air Asia, Philippine Airlines, Goldilocks, Manam, Max’s, and 100,000+ more!

Ggives Shopee

With GGives, you can pay your products purchase from Shopee. This is an easy way to check out those wants and use your orders right away!

Ggives Lazada

Aside from GGives Shopee, GGives is also available on Lazada. This is another easy way to purchase something online and pay it back later.

Can I use Ggives to pay bills?

Yes. You can use GGives to pay some bills as long as the one you are paying to is listed in merchants and partners of GGives.

Ggives, how to pay?

You can reimburse GGives through GCash. That’s the easy way to do so. Just cash in some money on your account for a hassle-free reimbursement transaction.

What happens if you can't pay?

According to GCash, “GGives charges a penalty fee of 1% of your Loan Amount for each missed due date + a variable penalty fee. These are calculated and seen in your disclosure statement when you purchase an item.”

Gcash app

Gcash App is a mobile app that is a digital wallet supporting Paymaya and other e-wallet institutions. Gcash App is available for free download in the App Store and Google Play. It also has a prepaid card that uses the company’s e-wallet that transfers funds to your bank account.

Gcash, customer service

In case you need something about any of the loan products or financial tools of Gcash, you can reach out to their customer services by submitting a ticket on Gcash Help Center. But if you want to call them, you can use the following contact information:


  • Customer Care Hotline (2882)

Ggives, reviews

A lot of people are fond of GGives because of the convenience it gives. Filipinos were able to choose between a wide range of products at a discounted price, buy now and pay later. From electronics to food, household goods to fashion, and more, people who uses GGives surely say something positive about it!

Have you used Ggives? Share your experience here.


It's nice


It won't allow me to use on my Lazada order even if I had tried on the Glife option under the gcash app.

Aga Mark Novedo

It helps me a lot for my financial necessities

Send your review
This article was updated on 14 november 2022