Maya Credit in PayMaya Review: How to be Eligible for Maya Credit?

Maya Credit in PayMaya Review: How to be Eligible for Maya Credit?

What is PayMaya Philippines, Inc.?

PayMaya Philippines, Inc. is a digital money transfer service that is created to help Filipino workers send money to their loved ones in the Philippines with ease and convenience. They were founded in 2007 by a group of Filipino entrepreneurs who have found a way to make the transfer process seamless. PayMaya was created to fulfill the need for a more accessible, efficient, and transparent digital transfer service for Filipino workers. PayMaya is also one of the leading digital money transfer services in the country.

Maya Credit, how does it work?

Maya Credit, a new way to make payments and fund savings, has been launched to make the exchange process fast and secure. With Maya Credit, users can now enjoy digital banking at its best.

When you make a payment with Maya Credit, the company will then credit your account with the amount of your purchase. You can use this credit to pay for goods, services, or even to invest in crypto.

Interest rate

The interest rate of Maya Credit is 6% - this is relatively average if you compare it to other online bank that offers the same benefits as Maya.

How to avail Maya Credit?

If you want to get Maya Credit, just go to Playstore or App Store and download their app. Once done, go to the dashboard and tap ‘Sign Up for Maya Credit’ Activate your account and you can now use Maya Credit to pay your bills, buy load, and even upgrade your phone.

Is the Maya Credit a credit card?

No. In order to provide consumers with a convenient and secure way to make payments, the Maya Credit is only a mobile application that allows the user to make payments to merchants through a mobile device.

How much is the Maya Credit?

The Maya Credit is a loan that allows you to borrow up to PHP 15,000. This loan is made available by PayMaya, a company that offers online financial services.

Is Maya Credit legit? Is SEC Registered?

Yes, Maya Credit is legit and is SEC Registered. The latter is part of PayMaya’s financial products offered to Filipinos.

Maya Credit benefits

PayMaya is a mobile banking app with Maya Credit that allows you to pay bills, withdraw cash, and transfer money within the application. Aside from the cash or money you can also pay bills from your phone including electricity, water, internet, load, and more.

How to apply for the Maya Credit?

To apply for the Maya Credit, simply download the app, open it and tap "Sign Up for Maya Credit". After all the necessary information has been collected, your application will be submitted and processed for eligibility. Assuming that you are eligible, click the ‘Activate Now’ button to start using the Maya Credit.


According to Maya, the following are the requirements for Maya Credit:

  • You are at least 21 years of age and not over 65 years old.

  • You have an upgraded account.

  • You’ve been actively using your account on PayMaya.

  • You have a good credit standing.

How to pay the Maya Credit?

You can easily pay your Maya Credit through their app by clicking ‘Credit’ on the app dashboard then tap ‘Pay now’. Next, review the amount due and account information and tap ‘Continue’. After the payment is confirmed, you will get an SMS and be able to sight your receipt on the app.

You can also pay your Maya Credit through online banking and other e-wallet that accepts Maya Credit payments.

What happens if you can't pay?

If you are not able to pay your due, there’s a high chance you won’t be allowed to take another credit from Maya. Your credit standing with the app might also be affected.

Maya Credit app

Maya Credit app is the best and most convenient way to pay your bills online. Now, you can easily pay your bills online and get the cash in your wallet the same day. All you have to do is sign up for an account and start paying. With the app, you can easily send and receive payments, get your bills, and check your account balance without spending time on the phone. The Maya Credit App is available on both Google PlayStore and App Store.

Maya Credit, customer service

With the Maya Credit in hand, consumers can take the pain out of their business by providing a reliable payment option and avoiding the high fees associated with traditional credit cards. It's a win-win. The app is available on the Apple and Android platforms, and the customer service is great.


To get in touch with Maya Credit in case you have any queries about the app, you can contact them through:

  • Maya Bank Customer Service: (+632) 8845-7788
  • Domestic Toll-Free: 1-800-1084-57788
  • Mobile: Dial *788 using your Smart mobile phone

Maya Credit, reviews

The Maya Credit app is now available for all Filipinos to get the convenience of paying bills and others with their smartphones. There is also the option to set up a payment schedule that is convenient for you. The app is also able to share your expenses with your loved ones, friends, and even your partner. For many, Maya Credit app has been helpful for every day purchasing of things.

Have you used Maya Credit? Share your experience here.

Novelinda Serato

I was amaze. easy to have a credit line.

Madel Amaro

Your maya apps are a great help, now you still have a high credit limit for me, thank you maya apps godbless 🙏🙏💖

Liezaveth Requintel

Nice and good aplication

Adely Conejero

Its really helpful for the people... I love it....

Justine May Libunao

I was shocked because, finally my Maya Credit is ELIGIBLE now to my maya account. I have an limited credit offer on of 5,000.

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This article was updated on 9 september 2022