What is Pedicash PH?
In the Philippines, there is a lot of people who need a quick financial assistance to make ends meet. A lot of these people are unemployed or underemployed, and hence, don’t have the luxury of time to wait for a loan to be approved. They are also in dire need of money to pay for school fees, medical expenses, and other necessities.
If you happen to be one of these people, the short-term loan service provided by Pedicash PH can be a lifesaver. Pedicash PH offers short-term loans of up to P50,000 for a period of up to 30 days or more. It also has a no-collateral requirement.
Pedicash loan, how does it work?
The Pedicash Personal Loan is a loan from the comfort of your own home. If you are looking for a personal loan and don't want to go to a bank, then this is the perfect loan for you. It is very easy to apply for and process. You don't need to go through a lot of paperwork and you don't need to worry about credit checks. The loan is available for you to use as soon as the application is approved.
Moreover, Pedicash PH app is a free mobile application that provides a mobile loan to individuals who need extra cash. It allows you to borrow and repay the loan on your own time.
Interest rate
Pedicash PH loan has an interest rate of 18% per annum. They also charge a transaction fee of PHP 150 as well as a service fee of 10 to 20% depending on the amount of loan.
Is Pedicash legit?
Yes, Pedicash PH is legit with SEC Registration No. CS202105682 and Certificate of Authority No. 3462. They have successfully completed the necessary procedures to provide licensed and safe loan activities.
How much is the Pedicash loan?
Pedicash PH allows borrowers to get a loan of up to PHP 50,000. However, the starting loan is PHP 2,000 with the ability to have a limit increase.
Is Pedicash loan app SEC registered?
Yes. Pedicash Loan App is SEC registered with SEC Registration No. CS202105682 and Certificate of Authority No. 3462
Pedicash loan app benefits
For many Filipinos, it can be very difficult to get a loan or credit as they often don't have the proper documents. This is where the Pedicash PH lending platform comes in. It aims to help people get the money they need to start a business or improve their quality of life without having to wait for a long time. Some of the perks of the Pedicash PH lending platform are that there are no hidden fees, no collateral, and the loan is always available 24/7.
Pedicash loan, how to apply?
How to apply for a loan with the application process for Pedicash PH is purely online. To apply, simply download the app, which is available for both iOS and Android devices. It will not only allow for the loan to be approved in minutes, it will also allow for all the necessary paperwork to be completed. With Pedicash PH, you will be able to apply for a loan, and see how much you can borrow, with just a few clicks.
Requirements
According to the Pedicash PH website, these are the things you need to have to apply for the loan:
- Only a smartphone, one (1) valid ID and selfies are all you need.
- No additional requirements and/or collateral needed.
- Just download the Pedicash APP, complete the registration and apply.
Pedicash loan, how to pay?
According to Pedicash PH website, here’s how you can pay:
- You can repay your loan at all 7-Eleven, M Lhuillier, RD Pawnshop branches, ECPay, TrueMoney, Paymaya or GCash.
Take note of your Repayment Contract Number on your Pedicash APP. You will also receive these details thru SMS on your due date.
What happens if you can't pay?
A daily penalty will be charged on top of the existing loan you have. The overdue penalties are not disclosed but it is said to be a hefty fee.
Pedicash loan app
Pedicash loan app is now available on both Android and iOS devices. Meaning, you can enjoy a whole new lot of lending experience with ease.
App download
You can download Pedicash PH on any Android and iOS devices.
Pedicash APK
You can also download the app on their website.
Pedicash, customer service
In case you have any concerns and wish to reach Pedicash customer service, you can do so through the following contact information:
- info@pedicash.ph
Pedicash, harassment and complaints
With Pedicash PH, some complains contains alleged that the site was constantly sending them unsolicited messages and spam. When this happens, you will have to take a stand. You must take a stand against these comments, because they can spiral out of control and create a bigger problem.
Pedicash, reviews
Pedicash PH is a type of loan that offers fast approval process for people looking for a loan. The loan does not have long criteria and the interest rates are a bit higher than regular loans, however, the interest rates are capped at 18% APR.
Have you used the Pedicash loan app? Share your experience here.