What is Plentina Lending, Inc.?
Plentina Lending, Inc. is a company that specializes in providing financing to small businesses. They provide loans to small businesses with low credit scores, and they can also offer business owners the option of using their cash flow to pay down debt or consolidate their debts.
Moreover, Plentina Lending, Inc. provides loans to those in need. They are a lending and finance company that offers personal loans and business loans.
Plentina cash loan, how does it work?
Plentina’s goal was to provide an easy-to-use service that would provide quick access to funds for those who needed it most, without the need for any collateral or credit checks. The Plentina Cash Loan gives the borrower a 14-day period to repay the loan. The loan can be as low as PHP 100 depending on your preference and the amount Plentina allows you to borrow.
What is buy now and pay later?
Buy now and pay later is a type of financing that allows the customer to buy goods or services immediately and pay for them in installments. This financing is available in Plentina so you the ability to purchase goods without having to worry about paying for them in one lump sum.
How much does Plentina loan?
You can loan as low as PHP 100 up to PHP 20,000. Plentina also has daily loan limit that resets every 12 midnights. You can use the amount you borrowed on their partnered stores.
Interest rates
Plentina doesn’t have an interest rate, but they do have transactional fees charged for every transaction.
Credit Limit
The credit limit is not restricted; you can even borrow twice a day but you have to contact their administration office first before doing so.
Is Plentina legit? Is SEC registered?
Yes, Plentina is legit and is registered with the SEC as a lending company in the Philippines with SEC Registration Company Registration No. CS20200001117 and SEC Certificate of Authority (to operate as a lending company) No. 3266.
How long does it take to claim the loan money?
Applying for a loan with Plentina can only last up to 5 minutes. As long as you have the necessary information and requirements, you can start your application, submit it, and wait at least 24 hours for approval.
Plentina benefits
The company offers loans that are easy to get and also affordable. They provide customers with a variety of loan options, which means that customers can find the best choice for their needs. Indeed, Plentina is committed to providing low-interest loans, regardless of credit history or income.
How to apply for Plentina Cash Loan?
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Download the latest Plentina App on Google Play Store.
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Enter and verify your mobile number and email address.
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Complete the personal and employment details listed for your profile.
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Write down "#UnlockYourPotential" and "<date of registration>" on a piece of paper.
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Take a selfie while holding the tag you have just written.
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Take a photo of one (1) Valid Philippine government-issued ID.
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Click "Get Verified" and wait for our agents to verify your account.
Requirements
In order to apply with Plentina Cash Loan, you need to have:
- At least 1 valid ID.
- Personal and employment information.
- An active email address.
Loan Calculator
The Plentina Loan Calculator is available on their website so you will be able to find the right amount for you, repayment period, and the transactional fee.
How do you get a Plentina pre-approved code?
You can get pre-approved codes on Plentina’s social media accounts and merchandise partners such as on TikTok and Shopee.
How to pay Plentina Installment?
The loan details as well as its payment terms is shown on the Plentina App; you’ll receive notifications once it’s near and you can repay them using GCash, Grabpay, or in any 7/11 stores near you. Just click “Repay Now” on the app and you will be directed to the payment mobile web page of Plentina.
What happens if I can’t pay?
Certain fees will apply if you didn’t have the chance to pay your loans on time. There is also a possibility that your account may be blocked from applying any loans until you pay the remaining amount.
Plentina Partner Stores
Plentina has a lot of partner stores including Agoda, PLDT, Puregold, Southstar Drug, Jollibee, Red Ribbon, and many more.
Shopee
Shopee is also one of their major merchandise partner. A lot of vouchers and coupons can be used on Shopee as long as you have a Plentina account.
Plentina App
The app is very easy to use, user-friendly, and has a comprehensive account overview dashboard. If you wish to login, follow the preceding steps.
Plentina login steps
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Download and install the Plentina App from Google Playstore.
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Register an account and remember all your credentials such as username and password.
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Once done, you will be directed in the login page to enter the credentials you just made.
From Plentina to Gcash
Plentina allows you to transfer money from their app to Gcash. You can see it on the app’s dashboard. Enter your Gcash credentials and the amount you want to transfer.
From Plentina to CLIQQ
Aside from Gcash, you can also use your money in Plentina to buy goods on the CLIQQ app. Once you are done shopping on the latter, you can tap “checkout with Plentina” and you’ll have it paid right away.
Plentina Phone and Contact
If you wish to raise a concern on Plentina, phone numbers are not an option. But they provided emails to attend to your affairs.
Email:
Plentina reviews
A lot of people are fond of Plentina because it’s easy to use and the transactions are very fast. The way you can use your borrowed money is also flexible – give you variety of options to spend your money on almost anything.
Have you used the Plentina loan app? Share your experience here.