Security Bank Loan: Calculator, Salary Loan, Application and Review!

Security Bank Loan: Calculator, Salary Loan, Application and Review!

What is Security Bank?

Security Bank is a financial institution in the Philippines. They provide banking services to individuals and corporations. Security Bank was established in 1951 and was one of the first commercial banks to open its doors in the Philippines. It has grown to be a leading Philippine bank with more than 300 branches nationwide.

Security Bank loan, how does it work?

The bank offers a wide range of products and services to its customers such as savings accounts, checking accounts, credit cards, home loans, car loans, and personal loans. Security Bank also provides insurance products such as life insurance and health insurance through its subsidiary companies.

Salary loan

Salary loan is offered to Filipinos who are working and have steady source of income. The borrower needs to be employed by a company for at least six months before they can apply for this type of loan.

Home loan

With Security Bank Home Loan, you can borrow money for a minimum amount of PHP 1 million. The approval time is within 10 banking days and has a fixed interest rates of 6.25%.

Car loan

This type of loan in Security Bank can give you a borrowing amount of up to 80% of the purchase price with payments terms of 12 to 60 months.

Personal loan

The minimum loan amount on Security Bank Personal loans is PHP 200,000 and the maximum is PHP 2,000,000 with a payment term of 12 to 36 months.

How much do Security Bank loans?

Security Bank loans amounts is depending on the type of loan you want to access. If you want further explanation as compare to the one above, you may visit the website of Security Bank on to learn more about the loans available and its terms & conditions.

Interest rates

Interest rates is also depending on the amount of loan you will borrow. The information of rates is also available on the website link provided above.

Is it a quick loan? How long does it take to claim the loan money?

Security Bank loans application can be done online. It is also recognized for having competitive rates and fast approval. But if the loan amount can amount to PHP 1 million and up, it may take a while.

Security Bank loan benefits

Security Bank Philippines has a wide range of products and services that can cater to your needs. One of these products is Security Bank's Home Loan Program which offers low interest rates and flexible terms for those who want to purchase or build their own home. Security Bank is also known for their customer service and they are always striving to provide their customers with the best experience possible.

How to apply for Security Bank loan?

If you wish to apply for a Security Bank loan, you can go to their website, register an account, and upload 1 valid ID. Next, you have to choose the loan you prefer and click it on their webpage. Once done, you just have to wait for a customer representative to contact you. Usual banking days can last up to 2 to 10 days.


You need to have 1 primary ID to be able to apply for a Security Bank loan. Certain requirements also apply if you are applying for a higher loan amount such as your monthly income, collateral, or other personal information.

Loan Calculator

Security Bank Loan Calculator is available for every loan product they have. You can access it anytime on their website without creating an account.

How to check loan status?

The only way to check your loan status is by reaching out on their customer care hotline or sending an email to the branch where you applied.

How to pay your Security Bank loan installments?

You can repay the amount you borrowed through online banking, e-wallets, over the counter, or in any financial intermediaries such as Cebuana Lhuillier or Palawan pawnshop.

What happens if I can't pay?

Security Bank has late payment fees for those people who fail to pay their dues on time. The fee is amounting to 3% of the unpaid amortization.

What happens with a car loan late payment?

The late payment fee for car loans is 6% of the unpaid amortization.

How to transfer a Security Bank loan to Gcash?

Once you have added your Security Bank account on your Gcash, you are free to Cash In using the money you borrowed. Just go to the Gcash dashboard and select “Cash In”. Once done, select Security Bank as your bank card and enter the amount you wish to transfer. Click Submit after reviewing the details and wait for the money on the Gcash app.

Security Bank app

Security Bank app is for those people who have current accounts with Security Bank. You will need the account in order to apply for a loan or credit card.

How to login?

Just enter the credentials you created on your application such as the email and password you have. Tap Submit and wait for the app to have you log in.

Security Bank contact number and customer service

If you wish to raise a concern, contact number and customer service of Security Bank are available 24/7. The following information is their email address and phone numbers you can reach.


  • +632 8887-9188
  • 1-800-1-888-1250 (Toll-free for PLDT landline)

Email address

Security Bank loan review

There are lots of positive reviews Security Bank loan has. This is because their loans can be easily accessed, fast transaction, less-hassle, the sales agents are approachable and knowledgeable, and every loan has an amazing value.

Have you used the Security Bank loan? Share your experience here.


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This article was updated on 21 april 2022