TRBank Car Refinancing: Turn Your Vehicle into Cash
When financial needs arise, many Filipinos look for solutions that are fast, practical, and reliable. One of the ways to raise funds without selling your car is through TRBank’s car refinancing program .
A Bank with Deep Roots in the Philippines
TRBank traces its beginnings back to 1956 as Tanay Rural Bank, with only five employees and a modest capital of P25,000. Over the decades, the bank expanded its presence across Rizal and nearby areas, and later, with the entry of its partner Stem Financial Ltd. in 2015, broadened its reach to more provinces in the country.
In 2019, the institution was rebranded as TRBank, Inc. to strengthen its commitment to serve Filipinos, especially entrepreneurs and MSMEs. Today, TRBank is among the top 15 rural banks in the Philippines, with assets of over P4 billion.
Why Consider Car Refinancing with TRBank?
Car refinancing gives you access to cash using your vehicle as collateral. With TRBank, you can receive up to 75% of your car’s fair market value , and the best part is that you can continue using your vehicle while repaying the loan.
This option can be ideal for:
Business expansion
Buying a property or another vehicle
Covering personal expenses or emergencies
Loan amounts range from Php100,000 up to Php1.5M , with terms of 12 to 48 months , making it flexible enough for different financial needs.
Loan Products You Can Apply For
Aside from car refinancing, TRBank also provides financing for:
Second-hand car purchases
Loan take-outs from other institutions
New or used vehicle acquisition for personal or business use
These options are available for both individuals and business owners.
What You’ll Need to Apply
To process your loan application, you’ll need the following:
Completed Loan Application Form
Two valid IDs and ID picture
Proof of billing (latest 3 months)
Proof of income (latest 3 months)
Updated OR/CR of your vehicle
Cancellation of mortgage (if encumbered)
Latest statement of account with payment history (for take-out loans)
Offer to sell and seller’s valid IDs (for second-hand car purchases)
Where to Apply
You can visit the TRBank Loans Marketing Office at:
31st Floor, Raffles Corporate Center, F. Ortigas Jr. Road, Ortigas Center, Pasig City
📞 (02) 8535-5936 loc. 601
📱 0917-5705690